a complete array of services to ensure financing for the sector

For your projects and investments, you need a bank committed to your best interests. This is the aim of the Caisse d’Epargne Côte d’Azur, which places its expertise in financing* at your disposal.


*Subject to acceptance of your application. See terms and conditions provided by your advisor.

covering your cash flow requirements

We help you to manage your specific needs: operating cycle, seasonality, stocks…
  • Stock credit
  • Mobilization of professional receivables
  • Overdraft facility
  • Commercial discount

financing all your investments

External and organic growth, real estate projects, equipment, fleet of vessels… ? We propose a variety of financing offers:

  • Equipment hire and financial leasing
  • Bank loans
  • Property leasing
  • Long-term rentals

managing your client payments

The need for working capital is a key factor in a company’s success, whatever its field of activity or stage of development. Both an indicator and a management tool, it should lie at the heart of all entrepreneurs’ concerns.

  • Factoring solution enabling you to outsource management of your accounts receivable
  • Credit insurance

optimizing the financing of your markets

For over 50 years, the CEGC (Compagnie Européenne de Garanties et Cautions), a subsidiary of the Groupe BPCE, has developed a complete array of guarantees and sureties for companies to back project financing and to secure transactions between players in the economy.

  • Deposit refund guarantees
  • Payment guarantees for subcontractors

high-performance solutions for your international development

  • Advances in foreign currencies
  • Processing of your international flows
  • Hedging of risks related to currency exchange
  • Sureties and guarantees
  • Financing of foreign investments

expertise of the groupe pbce

We can rely on Natixis, the Groupe BPCE’s bank for funding, insurance and financial services, which is based, and recognized internationally thanks to its 21,000 experts, in 38 countries.

lease with purchase option and nautical loans: personalized financing for your boat and mooring

The Lease with Purchase Option offers a method of financing which enables you to benefit from a pleasure boat (new or secondhand, subject to VAT) for a fixed period of time. The contract for a Lease with Purchase Option for a boat involves three parties: the supplier (boat dealer, shipyard or agent), the credit institution (lessor) and the lessee. On expiry of the contract, the lessee can exercise the purchase option, and thus become the owner of the boat, on condition that he complies with all the contractual obligations.
The Nautibanque Business Centre can finance all types of boats through the Lease with Purchase Option, under the French or English flags, for European nationals. Our team of boat financing specialists is at your disposal to help you carry out your project.
The Nautibanque Business Centre also proposes nautical credits:

Financing of the acquisition of your mooring (farm-out transaction and guarantee of use)
Acquisition of secondhand boats

delegated boat lease with purchase option: a bonus for your sales

Are you a dealer or importer? Are your customers looking for solutions to finance their acquisitions? The Nautibanque Business Centre has created a product specially suited to this requirement: the delegated boat lease with purchase option. An initiative designed to facilitate your sales development.